Business Lending

Amicable Mortgage Service Limited
0800 781 0414 Free Phone Help *
Remortgage information  based in Southampton Hampshire UK
Home Finance UK
Business Mortgage Southampton Hampshire
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Commercial Mortgage

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Looking for Business Finance or a Mortgage Deal? - UK Broker Advice Here

Arranging finance may be complex with many choices but getting it right is crucial and may save money. Therefore it is prudent to get experienced and professional advice. We arrange commercial lending for business premises, shops, industrial units, agricultural and lettings. We also offer regulated residential guidance, advising customers including first time buyers, home movers and customers refinancing existing lending.
The products are sourced from the UK lending market as a whole including special deals which are exclusively available to mortgage advisers. Our aim is to find the best product that suits the customer's individual circumstances. Our services covers products like a shared ownership mortgage, right to buy, buy to let, let to buy, secured loans and further advances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

There may be a fee for broker advice, the precise amount of the fee will depend upon your circumstances. If a fee is charged it will be 2% of the loan amount payable on completion of the mortgage, subject to minimum £595. For example a £100,000 advance X 2% = £2000.
The
Financial Services Authority does not regulate some aspects of commercial finance, personal finances, buy to let and overseas property lending.
Re mortgaging may incur an early repayment charge and other fees.

UK mortgage 2008 Housing Market Mortgage News - Spring 2008 UK Credit Crisis

The UK mortgage market has changed dramatically recently. Some banks have pulled prime deals and replaced them with products that have higher interest rates and higher fees. There seems a reluctance to lend in the current economic climate. For lenders are no longer lending to each other so they are having to use and risk their own reserves. This would encourage lenders to be very cautious and not take any high risk loans, hence they are some asking buyers for much higher deposits. This reduces the exposure of high loan to values.


Mortgage brokers and estate agents have been very badly hit by the credit crunch. Thousands have lost their jobs in recent months with many more to fellow. It is now more of a buyers market. Valuers are very nervous to give generous valuations as they are mindful of that fact that prices in the future could drop. In the past the property price cycle has been slow for example this depends on how bad the credit crisis is but from late 1989 to late 1994 house prices generally in the UK either dropped or stagnated. Many people when into mortgage arrears, defaulted payments or got caught in the negative equity trap as prices fell. Unfortunately the current credit crisis could be potentially a long cycle.



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MortgageBestRate.co.uk is a trading style of Amicable Mortgage Services Ltd, 32 Twyford Avenue, Southampton, Hampshire, UK, SO15 5NP, which is authorised and regulated by the Financial Services Authority.
Registered office 5 New Broadway, Hampton Hill, Hampton, Middlesex, TW12 1JG, registered in England No4470987
Amicable Mortgage Services Ltd is entered on the FSA Register No 300824 at www.fsa.gov.uk/register
©2008